In compliance with the Student Loan Code of Conduct requirements outlined in the Higher Education Opportunity Act of 2008, The University of Mississippi Financial Aid Office prohibits all of the following:

• Revenue sharing agreements with lenders

• Conflicts of Interest

• Accepting gifts above a nominal value from lenders

• Contracting arrangements with a lender that provides compensation to school staff

• Assigning a lender to a borrower or refusing to certify a loan for a borrower’s choice of lender

• Accepting from lenders any staffing assistance for call center or financial aid office

• Accepting compensation for service on an advisory board, except that reasonable expenses associated with that service may be reimbursed by the lender

• Steering borrowers to particular lenders or delaying loan certifications
• Offers of funds for private loans to students in exchange for providing concessions or promises to the lender for a specific number of FSA loans, a specified loan volume, or a preferred lender arrangement

For the following purposes, it is not considered a “gift” to the school for a lender to provide:

• Standard materials, activities or programs on issues related to a loan, default aversion, default prevention or financial literacy (i.e. brochures, workshops, training)

• Food, refreshments, training or informational material that is designed to improve the service of a lender or servicer if the training contributes to the professional development of the school staff

• Favorable terms, conditions and borrower benefits, as long as these are provided to all students at the school

• Entrance and exit counseling services, as long as the school controls the counseling and does not promote the products and services of the lender

• Philanthropic contributions not tied to loan volume