The Graduate School is pleased to offer subsidized health insurance for all graduate students holding an assistantship with appointments of 1/4 time or higher.
Graduate Assistants with appointments of 1/4 time or higher are required to participate in a health insurance program. Enrollment and payroll deduction of premiums will be automatic upon appointment for each Fall and Spring term. Premiums will be subsidized by the University.
Program Highlights:
- $250,000 maximum coverage per year per injury or illness, with a $100 per injury deductible (maximum $300 per person policy year)
- 80% of negotiated charges for hospital visit, physician office visit (after $20 copay), or emergency room visit (after $50 copay) for preferred AETNA Network care providers; 50% of reasonable charges for non-preferred care providers; referral from the Student Health Clinic is required for benefits.
- 100% of prescription drug coverage; after $10 copay for each generic drugs or $25 copay for brand name drugs, up to maximum coverage of $1500 per year.
- 80% of inpatient mental health expenses and 50% of outpatient mental heath and substance abuse expenses for preferred care providers.
*Graduate assistants may request a waiver from participation in the above sponsored group plan if they have already comparable health insurance.
Spouse and child/dependent policies are available for information click here http://www.aetnastudenthealth.com/schools/olemiss
For more information about coverage, exclusions, network providers, waivers, and voluntary participation forms, Visit Aetna Student Health and click University of Mississippi under "find your school".
Click Here to print a highlights brochure.
Click Here to view Insurance Plan document.
Find a Local Provider * Note: A referral from the Harrison Student Health Center is required when the Center is open, except in true emergencies.
Premium and Subsidy Plan for Graduate Assistants
| |
Annual Premium |
Fall Semester
8/15/2009-
1/14/2010 |
Spring Semester
1/15/2010-
8/14/2010 |
| Unsubsidized Participant |
$1,188 |
$498 |
$690 |
Graduate Assistant
1/2 time
1/4 time |
$356.40
$772.20 |
$149.40*
$323.70* |
$207.00
$448.50 |
| Spouse Only |
$2,761 |
$1,157 |
$1,604 |
| Child/ Dependent |
$1,579 |
$662 |
$917 |
*" Current Premiums, subject to change."
A 1/2 time Graduate Assistantship (GA) is defined as an appointment for a full Fall or Spring term at the rate of at least $800 per month and with a nominal time commitment of 20 hours per week. Likewise, a 1/4 time Graduate Assistantship is defined at a rate of at least $ 400 per month and a nominal time commitment of 10 hours per week." Full-time enrollment in graduate courses is also required to be eligible for a GA." Check with the Graduate School for enrollment dates and procedures for voluntary spouse and child participation.
Beginning Fall 2009, the same insurance policy will be available to both Graduate and Undergraduate students who are not on an assistantship. The Student Health Center has more information on how and where students who are not on an assistantship can enroll. Students who WILL be on a graduate assistantship SHOULD NOT enroll themselves. They will continue to be automatically enrolled by the Graduate School."
* Click here for a series of Frequently Asked Questions and their answers.
|
