Graduate Student Health Insurance

The Graduate School is pleased to offer subsidized health insurance for all graduate students holding an assistantship with appointments of 1/4 time or higher.

Graduate Assistants with appointments of 1/4 time or higher are required to participate in a health insurance program.  Enrollment and payroll deduction of premiums will be automatic upon appointment for each Fall and Spring term. Premiums will be subsidized by the University.

Program Highlights:

• $250,000 maximum coverage per year per injury or illness, with a $100 per injury deductible (maximum $300 per person policy year)
• 80% of negotiated charges for hospital visit, physician office visit (after $20 copay), or emergency room visit (after $50 copay) for preferred AETNA Network care providers; 50% of reasonable charges for non-preferred care providers; referral from the Student Health Clinic is required for benefits.
• 100% of prescription drug coverage; after $10 copay for each generic drugs or $25 copay for brand name drugs, up to maximum coverage of $1500 per year.
• 80% of inpatient mental health expenses and 50% of outpatient mental heath and substance abuse expenses for preferred care providers.

*Graduate assistants may request a waiver from participation in the above sponsored group plan if they have already comparable health insurance.

  Click Here for Alternate Health Insurance and Procedures for Waiver Request

Spouse and child/dependent policies are available.

For more information about coverage, exclusions, network providers, waivers, and voluntary participation forms, Visit Chickering and click University of Mississippi under "find your school".

Click Here to print a highlights brochure.

Click Here to view Insurance Plan document.

Find a Local Provider  * Note: A referral from the Harrison Student Health Center is required when the Center is open, except in true emergencies.

Premium and Subsidy Plan for Graduate Assistants, Beginning Spring 2007

* Anticipated values for Fall 2007 semester.

A 1/2 time Graduate Assistantship (GA) is defined as an appointment for a full Fall or Spring term at the rate of at least $800 per month and with a nominal time commitment of 20 hours per week. Likewise, a 1/4 time Graduate Assistantship is defined at a rate of at least $ 400 per month and a nominal time commitment of 10 hours per week." Full-time enrollment in graduate courses is also required to be eligible for a GA."   Check with the Graduate School for enrollment dates and procedures for voluntary spouse and child participation.

* Click here for a series of Frequently Asked Questions and their answers.

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